Effective January 1, 2026, a new law (known as the “SC Justice Act” or Act 42 / H. 3430) went into effect in South Carolina. While it technically keeps the headline requirement for $1 million in liquor liability insurance, it offers businesses specific ways to lower that coverage requirement significantly—potentially down to $300,000—which is intended…
Listen to the Podcast Short at: Apple Podcast | Spotify | YouTube Published on January 4, 2026 Brad Peters, Founder & CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program The hospitality industry, an essential pillar of local economies and the very epitome of “Main Street” commerce, is currently confronting a severe…
Published on January 2, 2026 Brad Peters, Founder & CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program The continued viability of independent and national dining and drinking establishments is gravely imperiled. After forty years in the hospitality sector, my assessment is that the industry is in a precipitous decline, evidenced by the…
Listen to the Podcast Short at: Apple Podcast | Spotify | YouTube Published on December 14, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program The legal resolution involving Panda Express ($1.05 million settlement) concerning a carbon dioxide incident serves as a significant and costly cautionary example…
Listen to the Podcast Short at: Apple Podcast | Spotify | YouTube Published on November 23, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program Thanksgiving Eve, once merely acknowledged as the high-volume travel day preceding the customary American holiday feast, has decidedly transcended that quotidian status….
Listen to the Podcast Short at: Apple Podcast | Spotify | YouTube Published on November 9, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program The pervasive reliance on third-party food delivery applications has created an increasingly untenable operational model, threatening the long-term viability and profitability of…
Listen to the Podcast Short at: Apple Podcast | Spotify | YouTube Published on September 21, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program The debate surrounding the influence of labor unions within the hotel industry is intensifying, with hospitality leaders voicing growing concerns about the…
Listen to the Podcast Short at: Apple Podcast | Spotify | YouTube Published on September 7, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program For many establishments, the term “football bar” conjures images of wall-to-wall screens and roaring crowds. But what if your bar isn’t a…
Listen to Podcast Short at: Apple Podcast | Spotify | YouTube Published on August 31, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program In the fiercely competitive hospitality sector, cultivating brand loyalty is increasingly dependent on an exceptional customer experience (CX), as highlighted by Qualtrics. While…
Listen to Podcast Short at: Apple Podcast | Spotify | YouTube Published on August 24, 2025 Brad Peters, Founder, Director, CEO of HRBUniversal & The Plate & Pour Collective Equity Partner Program Once the vibrant heart of urban nightlife, the nightclub and bar industry has undergone a dramatic transformation over the past five decades. From…